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  Testimonials
   FINANCIAL COMPETENCE® COURSE

"... Financial Competence really helped me understand each part of the financial and how it fits in. It is a great course and really explained what I needed to know."
-Jackie Tedesco, Deutsche Financial
"I really liked it ... it was basic in its terminology and did not assume that you already knew the data."
-Cynthia E. Green, Johnson Controls
"Found it very useful. I am a financial analyst in commercial lending here at US Bank and deal with screwed up financial statements all the time and try to make sense out of them. Some people go to college for years to learn this stuff ... I found it very useful."
-J.Randall White, US Bank
"I felt there was a lot of good information that I was not aware of before. The test helped me to come up to par. Good tools I wasn't aware of which I can use to help improve business."
-Chris Spartalis, Westside Volvo
"Thought it was very good ... easy to follow and entertaining at times. My suggestion here at Amoco is to make a bunch of business leaders take the course. When I'm talking to them about cash flows ... they don't understand ... they don't get it. I was telling a friend of mine about Financial Competence who is a small business owner as it makes so much sense to gain those abilities. The Marketing people - even the MBAs don't understand risk and Financial Competence would help them as they are decision makers."
-Lorie Georgeson, Amoco Canada
"I'm a credit analyst and Financial Competence definitely helped me. It was very good and easy to use & understand. I would definitely recommend the course."
-Liza Hutchinson, Caterpillar
"I bought a franchise called Environmental Biotech, and Financial Competence was sent out to all franchisees. It helped a lot and was a good overview. Am more experienced - have MBA and still thought it was excellent. If I had to recommend any training program, it would be Financial Competence."
-Karen LeVert, Environmental Biotech
"It helped me more with financial terminology more than anything. Took me back to college. Got me up to date with terminology. Would definitely recommend."
-Marvin L. Royal, Environmental Biotech
"It was very helpful ... was very good. Some of the other Credit Analysts are doing the program now, but it would help the Account Managers and the Sales Managers - especially in Sales. They would get a better idea when extending credit to companies when asking 'Is this company worth extending credit to?'"
-Greg Urbanek, Deutsche Financial
"Gave overall perspective of Volvo operation. I gained new insight of profit/loss scenario. I'm the Sales Manager but now am more involved in making a profit. Whole new perspective instead of just gross sales."
-Gary Sodosky, Volvo Roberts Motors
"Very well done ... quite thorough ... easy to understand. I liked the way balance sheet and the income statement showed relationship to each other ... thought that was excellent. Very meaty ... graphics good and simplified it. Did not have to read anything twice to get it."
-Carol Vlahos, Volvo
"Gave me a good understanding of financial statements ... was very helpful."
-Alan Shaw, Amoco Polymers
"I enjoyed it tremendously. It helped me a lot and was very easy to follow. I would recommend it to others."
-Linda C. Moldovan, Chevron
"This is a very good course, especially for someone with little or no exposure to financial reports. Because I have had this exposure, the first part of the course was a refresher, but there's nothing wrong with that! What I really benefited from later in the course was the explanation of how the statements link together. I strongly recommend the course for anyone not familiar with corporate finance and as a review for those who do."
-Evelyn Martinez, Caterpillar Financial
"Good way to get financial training overall ... really good."
-Leah Zeutenhorst, John Deere Credit
"Helped me tremendously. Easy to follow ... would definitely recommend."
-Craig Wilson, Deutsche Financial
"I've been in finance for over 20 years and mostly took the course from the perspective of whether it would help people with less or little experience in the industry. I thought the course gave a broad overview of financial statements and their analysis and gave it a thumbs up."
-Dave Kacynski, Caterpillar Financial
"The course was a great brush-up for me, but it was enjoyable and very worthwhile to review again. However, about 20% of the material was new to me and I was very happy with the course and think everyone in the company could greatly benefit from it, whether as a review or as new material."
-Bill Goetz, Caterpillar Financial
"It gave me a better understanding of the business side ... I work with computer systems and Financial Competence helped me with day to day business. Liked feature of being able to pick up where left off and liked highlighted definitions."
-Patricia Shea, Volvo Irvine California
"Actually helped me a lot. It was great. Liked own pace and testing. Really, really helpful. Could go back and review. Had no financial competence before that and thought it was really great."
-Cynthia Bell, Red Bank Volvo
"Excellent program. I've had finance training and this was a refresher, but given my financial background, this presentation is really excellent."
-Jeff Feilden, Johnson Controls
"It really helped me. I came in as a temp and did Financial Competence ... and have now joined Deutsche Financial full-time. It really made me aware of where things go on the balance sheet and income statement. Really enjoyed it.
-Suzanne Cohen, Deutsche Financial
"I'm a finance person so went through Financial Competence so I could help the non-financial people with it for questions, etc. Thought course was excellent ... strength showing relationship between statements - excellent job there. Thought it was really excellent course for employees. I think you have an excellent program for financial and non-financial people. The design and information content all excellent. I would absolutely recommend it."
-Gary McConnell, Trane
"I am an intern here at Caterpillar from a foreign country. I learned all the financial concepts ... was a very good program for me."
-Ludovic Boulle, Caterpillar
"I thought it was beneficial. Was good refresher course for me. I look at statements day in and day out ... work a lot with score cards and portfolios ... and Financial Competence was a really good review. Thought it was worthwhile."
-Jon Johnson, John Deere Credit
"Great tool for Accounting 1 and 2. There are 30 people in my class doing Financial Competence - also Executive MBA classes at University of Wisconsin, Milwaukee and Madison. I can only say it was a good refresher tool for me."
-Susan Stupica, St. Camillas Campus (through Marquette University)
"I found it very useful. At first I thought it was going to be very general, but found that Financial Competence enlightened me on exactly what makes a business run. I reviewed and reviewed and reviewed, and was very pleased with it."
-Diane Osborne, Insurance Corp. British Columbia